<!-- BOF: ./personal-templates/show.body -->
<!-- BOF: ./personal-templates/simple/generic/show -->
<!-- BOF: ./personal-templates/simple/generic/functions -->
<!-- BOF: ./personal-templates/simple/generic/navbar --><!-- EOF: ./personal-templates/simple/generic/navbar -->


<!-- EOF: ./personal-templates/simple/generic/functions -->


<!-- EOF: ./personal-templates/simple/generic/show -->

<!-- BOF: ./personal-templates/simple/generic/images -->

<!-- EOF: ./personal-templates/simple/generic/images -->


    <!-- BOF: ./personal-templates/simple/businessnew/amazon/style_l47.images -->


<!-- EOF: ./personal-templates/simple/businessnew/amazon/style_l47.images -->

    <!-- BOF: ./personal-templates/simple/businessnew/amazon/style_l46.wait -->


<!-- EOF: ./personal-templates/simple/businessnew/amazon/style_l46.wait -->

  
  <!-- BOF: ./personal-templates/simple/business/layout/l47.wait -->


<!-- EOF: ./personal-templates/simple/business/layout/l47.wait -->


<HTML>
<HEAD>


<META NAME="description" CONTENT="Competitive, Professional & Realistic Insurance Solutions for Commercial and Personal Business">
<META NAME="Keywords"    CONTENT="commercial insurance, travel insurance, personal insurance, car insurance, household insurance, buildings insurance, "> 


<!-- business -->


<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=UTF-8">
<META NAME="Generator" content="Microsoft FrontPage 5.0">
<!-- BOF: ./personal-templates/simple/themes.show -->


<!-- EOF: ./personal-templates/simple/themes.show -->


<!--<BASE HREF="http://82.110.105.11/hireclub.com/Download.html">-->
<TITLE>Our Terms & Conditions</TITLE></head>
<BODY  BGCOLOR="#8BAB63"
 TEXT="#F2FCE5"

MARGINHEIGHT="0" MARGINWIDTH="0" LEFTMARGIN="0" TOPMARGIN="0" RIGHTMARGIN="0" BOTTOMMARGIN="0"

 onLoad=""
 LINK="#FFFFCC"
 VLINK="#FFFFCC"
 ALINK="#FFFFCC"
>

  
      <!-- BOF: ./personal-templates/simple/businessnew/layout/l47.layout --> 


<!-- html -->

<TABLE WIDTH="100%" HEIGHT="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
  <TR>
    <TD HEIGHT="100%">
      <TABLE HEIGHT="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
        <TR>
          <TD HEIGHT="100%">
             <TABLE WIDTH=322 HEIGHT="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
             <TR>
               <TD WIDTH=322 HEIGHT=216>
                  <IMG SRC="widgets/gen_339.1.gif" ALT="" BORDER="0" width="322" height="216"></TD>
              </TR>
              <TR>
                <TD HEIGHT="100%">
                    <TABLE WIDTH=322 HEIGHT="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
                       <TR>
                          <TD HEIGHT="100%" WIDTH=37 BACKGROUND="widgets/gen_30.1.gif" VALIGN="bottom">
                          <IMG SRC="widgets/gen_28.1.gif" ALT="" width="37" height="105"></TD>
                          <TD HEIGHT="100%" WIDTH=160 VALIGN="top" BACKGROUND="widgets/gen_27.1.gif">
               <p align="center"><b><font face="Arial">
               <a href="index.html" style="text-decoration: none">
               <font size="2" color="#FFFFCC">Home</font></a><font size="2"><font color="#FFFFCC"><br>
               </font>
               <a style="text-decoration: none" title="Get Covered from Only £15 per year!" href="http://www.hireclub.com">
               <font color="#FFFFCC">Accident Management</font></a><font color="#FFFFCC">
               <a title="Drive Away with a Great Quote NOW!" style="text-decoration: none" href="http://www.lancaster-ins.co.uk/quick/hic_intro.htm">Classic Car Insurance</a>
               </font>
               <font color="#FFFFCC">&nbsp;</font></font></font><font size="2" face="Arial"><font color="#FFFFCC">&nbsp;</font><a style="text-decoration: none" title="Keep Your Company Covered!" href="COMMERCIAL%20PRODUCTS.html"><font color="#FFFFCC">Commercial Products</font></a></font><a href="HOUSEHOLD%20INSURANCE.html" style="text-decoration: none"><font face="Arial" size="2" color="#FFFFCC">&nbsp;
               </font></a><font size="2" face="Arial">
               <a style="text-decoration: none" title="Get A Competitive Quote Here!" href="http://www.hastingshomeinsurance.com"><font color="#FFFFCC">&nbsp;Home Insurance</font></a><font color="#FFFFCC"><br>
               </font>
               <a style="text-decoration: none" title="Ride Away with an Instant Quote NOW!" href="http://www.hastingsmotorcycleinsurance.com/">
               <font color="#FFFFCC">Motorcycle Insurance</font></a><font color="#FFFFCC"><br>
               </font>
               <a style="text-decoration: none" title="Motor Insurance for Everyone!" href="CAR%20INSURANCE.html">
               <font color="#FFFFCC">Motor Insurance</font></a><font color="#FFFFCC"><br>
               </font>
               <a style="text-decoration: none" title="Request A Tailor Made Quote NOW!" href="LIABILITY%20INSURANCE.html">
               <font color="#FFFFCC">Public Liability</font></a><font color="#FFFFCC"><br>
               <a style="text-decoration: none" title="Piece Of Mind Cover, For When Your Away!" href="http://www.hastingstravelinsurance.com">Travel Insurance</a><a style="text-decoration: none" href="TRAVEL%20INSURANCE.html">
               
               </a>
               </font>
               </font>
               <font face="Arial" size="2" color="#FFFFCC">
               &nbsp;</font><a style="text-decoration: none" title="Cover Your Special Event, For Any Event!" href="Special%20Events%20Cover.htm"><font face="Arial" size="2" color="#FFFFCC">Special 
               Events</font></a><font face="Arial"><font size="2"><font color="#FFFFCC"><br>
               </font>
               <a style="text-decoration: none" title="Financial Ombudsman Service" href="FOS.html">
               <font color="#FFFFCC">FOS Backed</font></a><font color="#FFFFCC"><br>
               </font>
               <a style="text-decoration: none" title="FSA Regulated" href="FSA.html">
               <font color="#FFFFCC">FSA Regulated</font></a><font color="#FFFFCC"><br>
               </font>
               <a style="text-decoration: none" title="Download Our Term &amp; Conditions" href="Download.html">
               <font color="#FFFFCC">Terms &amp; Conditions</font></a><font color="#FFFFCC"><br>
               </font>
               <a style="text-decoration: none" title="Helpful Links" href="links.html">
               <font color="#FFFFCC">Helpful Links</font></a><font color="#FFFFCC"><br>
               </font>
               <a style="text-decoration: none" title="Find Out About Us." href="About%20Us.html">
               <font color="#FFFFCC">About Us</font></a><font color="#FFFFCC"><br>
               </font>
               <a style="text-decoration: none" title="Contact Us" href="contact.html">
               <font color="#FFFFCC">Contact Us</font></a><font color="#FFFFCC"><br>
               </font>
               <a style="text-decoration: none" title="How To Find Us!" href="sitemap.html">
               <font color="#FFFFCC">Site Map</font></a><font color="#FFFFCC"><br>
               
               
               </font></font>
               <a style="text-decoration: none" title="Send Us An E-Mail" href="mailto:info@hastingsinsurance.com">
               <font size="2" color="#FFFFCC">E-Mail Us</font></a></font></b>&nbsp;<SCRIPT LANGUAGE="JavaScript">
<!-- Begin

//Script by Trånn: http://come.to/tronds
//Submitted to JavaScript Kit (http://javascriptkit.com)
//Visit http://javascriptkit.com for this script

var initialsubj="You may want to check out this site"
var initialmsg="Hi:\n You may want to check out this site: "+window.location
var good;
function checkEmailAddress(field) {

var goodEmail = field.value.match(/\b(^(\S+@).+((\.com)|(\.net)|(\.edu)|(\.mil)|(\.gov)|(\.org)|(\.info)|(\.sex)|(\.biz)|(\.aero)|(\.coop)|(\.museum)|(\.name)|(\.pro)|(\..{2,2}))$)\b/gi);
if (goodEmail) {
good = true;
}
else {
alert('Please enter a valid address.');
field.focus();
field.select();
good = false;
   }
}
u = window.location;
function mailThisUrl() {
good = false
checkEmailAddress(document.eMailer.email);
if (good) {

//window.location = "mailto:"+document.eMailer.email.value+"?subject="+initialsubj+"&body="+document.title+" "+u;
window.location = "mailto:"+document.eMailer.email.value+"?subject="+initialsubj+"&body="+initialmsg
   }
}
//  End -->
               </script>


<form name="eMailer">
<p align="center">
<font face="Arial" style="font-size: 9pt; font-weight: 700" color="#FFFFCC">Tell 
a friend about this site:</font>
<input type="text" name="email" size="20" value=" Enter E-Mail Address" onFocus="this.value=''" onMouseOver="window.status='Enter email address here and tell a friend about this site...'; return true" onMouseOut="window.status='';return true" style="font-family: Arial; font-size: 8pt; font-weight: bold">
<br>
<input type="button" value="Send" onMouseOver="window.status='Click to send an email (with this page address) to a friend! Enter email address above...'; return true" onMouseOut="window.status='';return true" onClick="mailThisUrl();" style="font-family: Arial; font-size: 10pt; font-weight: bold">
</p>
</form>
               <p align="center"><br></TD>
                          <TD HEIGHT="100%" WIDTH=125><IMG SRC="widgets/spacer.gif" WIDTH=1 HEIGHT=1></TD>
                       </TR>
                       <TR>
                          <TD WIDTH=37 HEIGHT=34 VALIGN="bottom">
                                 <IMG SRC="widgets/gen_29.1.gif" ALT="" width="37" height="34"></TD>
                          <TD WIDTH=160 HEIGHT=34 VALIGN="bottom">
                                 <IMG SRC="widgets/gen_21.1.gif" ALT="" width="160" height="34"></TD>
                          <TD WIDTH=125 HEIGHT=34 VALIGN="bottom">
                                 <IMG SRC="widgets/gen_22.1.gif" ALT="" width="125" height="34"></TD>
                       </TR>
                    </TABLE>
                </TD>
              </TR>
             </TABLE>
          </TD>
          <TD WIDTH="100%">
             <TABLE WIDTH="100%" HEIGHT=100% BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
                    <TR>
                      <TD WIDTH="100%" HEIGHT=70 VALIGN="top">
             <TABLE WIDTH="100%" HEIGHT=70 BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
               <TR>
                 <TD WIDTH=100% HEIGHT=42 ALIGN="right" BACKGROUND="widgets/gen_19.1.gif"></TD>
                 <TD WIDTH=352 HEIGHT=42 ALIGN="right">
                 <IMG SRC="widgets/gen_130.1.gif" ALT="" BORDER="0" width="352" height="42"></TD>
               </TR>
               <TR>
                 <TD WIDTH=100% HEIGHT=28 ALIGN="right"></TD>
                 <TD WIDTH=352 HEIGHT=28>
                 <IMG SRC="widgets/gen_44.1.gif" ALT="" BORDER="0" width="352" height="28"></TD>
               </TR>
           </TABLE>
             </TD>
             </TR>
             <TR>
             <TD WIDTH="100%" HEIGHT="100%" VALIGN="top">
           <TABLE WIDTH="100%" HEIGHT="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
              <TR>
                <TD WIDTH="100%" HEIGHT="100%" VALIGN="top"><IMG SRC="widgets/spacer.gif" WIDTH=1 HEIGHT=1>
                   <!-- BOF: ./personal-templates/simple/businessnew/download/style_l47.html -->


<TABLE  WIDTH=575 BORDER=0 CELLPADDING=0 CELLSPACING=0 VALIGN="top">
                                                        <TR>
                                                                <TD WIDTH=363 HEIGHT=57>
                                                                 <p align="center">
<font face="Arial" style="font-size: 20pt; font-weight: 700" color="#FFFFCC">Our 
Terms &amp; Conditions</font></TD>
                                                                <TD WIDTH=212 HEIGHT=57>
                                                                <p align="center">
<b><font face="Arial" size="1" color="#FFFFCC"><span class="eightpointfontem">
Hastings Insurance Centre Limited is authorised and regulated by the Financial 
Services Authority.</span></font></b></TD>

                                                        </TR>        
                                                </TABLE>
		

<BR>


			<TABLE WIDTH=100% BORDER=0 CELLPADDING=0 CELLSPACING=0 align=top>
                                <TR><TD colspan=2 height=20><IMG SRC="widgets/spacer.gif" WIDTH=23 HEIGHT=20></td>
                                </TR>
                                <TR>
                                        <TD COLSPAN="2" ALIGN=left VALIGN="bottom">
                                        <IMG SRC="widgets/gen_198.1.gif" ALIGN="absmiddle" width="24" height="24"><font style="padding-left:5px; padding-right:5px; color:#FF9900; font-size:12pt; font-weight:bold; font-family:Arial,Helvetica,Verdana">Download our Terms & Conditions</font>&nbsp;</div></TD>
                                </TR>
                                
                                
                                <TR>
                                        <TD VALIGN="top"><div align="justify" style="margin-top:20px;margin-bottom:20px;">
                                                <TABLE WIDTH=100% BORDER=0 CELLPADDING=2 CELLSPACING=2 >
                                                        <TR>
                                                                <TD><div align="justify" >


<b>


<font face='Arial' size='2' color='#FFFFCC'>

Word Document

</font>


</b>


</div></TD>
                                                        </TR>   
                        <TR>
                                                                <TD WIDTH=100% valign="top">            
                                                                        <A HREF="downloads/TERMS___CONDITIONS.doc"
                                                                         onclick="alert('Please, right click on the link and select \'Save Target As...\'');return false;">
                                                                        <IMG BORDER="0" SRC="download.gif" ALT="Download TERMS___CONDITIONS.doc"
                                                                          onmouseover="self.status='Download TERMS___CONDITIONS.doc';return true;"
                                                                          onmouseout ="self.status='Done';return true;" width="18" height="22">
                                                                        </A>
                                                                </TD>
                                                        </TR>
                                                                   
                                                </TABLE>
                                        </div></TD>
                                        <TD VALIGN="top" WIDTH=23>
                                                <IMG SRC="widgets/spacer.gif" WIDTH=23 HEIGHT=3></TD>
                                </TR>
                                
                               
                        </TABLE>
                
                                                
<!-- EOF: ./personal-templates/simple/businessnew/download/style_l47.html -->

                                                </TD>
                <TD HEIGHT="100%" WIDTH="24" BACKGROUND="widgets/gen_17.1.gif"><IMG SRC="widgets/spacer.gif" WIDTH=24 HEIGHT=10></TD>
              </TR>
           </TABLE>
           </TD>
           </TR>
           </TABLE>
          </TD>
        </TR>
      </TABLE>
    </TD>
  </TR>
  <TR>
    <TD VALIGN="top">
       <TABLE WIDTH="100%" HEIGHT=100% BORDER="0" CELLPADDING="0" CELLSPACING="0" VALIGN="top">
          <TR>
             <TD WIDTH=18 HEIGHT=20 VALIGN="top">
             <IMG SRC="widgets/gen_10.1.gif" ALT="" width="18" height="20"></TD>
             <TD WIDTH=100% HEIGHT=20 VALIGN="top" BACKGROUND="widgets/gen_26.1.gif">&nbsp;</TD>
             <TD WIDTH=24 HEIGHT=20 ALIGN="right" VALIGN="top">
             <IMG SRC="widgets/gen_11.1.gif" ALT="" width="24" height="20"></TD>
          </TR>
          <TR>
             <TD HEIGHT=100% WIDTH=18 BACKGROUND="widgets/gen_13.1.gif">&nbsp;</TD>
             <TD WIDTH=100% BGCOLOR="#304B0D">
<p align="center"><b><font face="Arial">
               <a href="index.html" style="text-decoration: none">
               <font color="#FFFFCC" style="font-size: 9pt">Home</font></a><font style="font-size: 9pt"><font color="#FFFFCC"><br>
               </font>
               <a style="text-decoration: none" title="Get Covered from Only £15!" href="http://www.hireclub.com">
               <font color="#FFFFCC">Accident Management</font></a><font color="#FFFFCC">&nbsp;&nbsp;
               <a title="Drive Away with a Great Quote NOW!" style="text-decoration: none" href="http://www.lancaster-ins.co.uk/quick/hic_intro.htm">Classic Car Insurance</a>&nbsp;&nbsp;
               </font>
               </font></font>
<font face="Arial" style="font-size: 9pt"><a style="text-decoration: none" title="Keep Your Company Covered!" href="COMMERCIAL%20PRODUCTS.html"><font color="#FFFFCC">Commercial Products</font></a><font color="#FFFFCC">&nbsp;&nbsp;
</font>
               <a style="text-decoration: none" title="Get A Competitive Quote Here!" href="http://www.onlyhomeinsurance.com"><font color="#FFFFCC">
Home Insurance</font></a><font color="#FFFFCC"><br>
               &nbsp;</font><a style="text-decoration: none" title="Ride Away with an Instant Quote NOW!" href="BIKE%20INSURANCE.html"><font color="#FFFFCC">Motorcycle Insurance</font></a><font color="#FFFFCC">&nbsp;&nbsp;
</font>
               <a style="text-decoration: none" title="Motor Insurance for Everyone!" href="CAR%20INSURANCE.html">
               <font color="#FFFFCC">Motor Insurance</font></a><font color="#FFFFCC">&nbsp;&nbsp;
</font>
               <a style="text-decoration: none" title="Request A Tailor Made Quote NOW!" href="LIABILITY%20INSURANCE.html">
               <font color="#FFFFCC">Public Liability</font></a><font color="#FFFFCC">&nbsp;&nbsp;
<a style="text-decoration: none" title="Piece Of Mind Cover, For When Your Away!" href="http://www.hastingsinsurance.com/FOS.html">Travel Insurance</a><a style="text-decoration: none" href="TRAVEL%20INSURANCE.html">
               
               </a>
               </font>
               </font>
               <font face="Arial" color="#FFFFCC" style="font-size: 9pt">
               &nbsp; </font>
               <a style="text-decoration: none" title="Cover Your Special Event, For Any Event!" href="Special%20Events%20Cover.htm">
<font face="Arial" color="#FFFFCC" style="font-size: 9pt">
               Special Events Insurance</font></a><font face="Arial"><font style="font-size: 9pt"><font color="#FFFFCC"><br>
               </font>
               <a style="text-decoration: none" title="Financial Ombudsman Service" href="FOS.html">
               <font color="#FFFFCC">FOS Backed</font></a><font color="#FFFFCC">&nbsp;&nbsp;
</font>
               <a style="text-decoration: none" title="FSA Regulated" href="FSA.html">
               <font color="#FFFFCC">FSA Regulated</font></a><font color="#FFFFCC">&nbsp;&nbsp;
</font>
               <a style="text-decoration: none" title="Download Our Term &amp; Conditions" href="Download.html">
               <font color="#FFFFCC">Terms &amp; Conditions</font></a><font color="#FFFFCC">&nbsp;&nbsp;
</font>
               <a style="text-decoration: none" title="Helpful Links" href="links.html">
               <font color="#FFFFCC">Helpful Links</font></a><font color="#FFFFCC">&nbsp;&nbsp;
</font>
               <a style="text-decoration: none" title="Find Out About Us." href="About%20Us.html">
               <font color="#FFFFCC">About Us</font></a><font color="#FFFFCC">&nbsp;&nbsp;
</font>
               <a style="text-decoration: none" title="Contact Us" href="contact.html">
               <font color="#FFFFCC">Contact Us</font></a><font color="#FFFFCC">&nbsp;&nbsp;
</font>
               <a style="text-decoration: none" title="How To Find Us!" href="sitemap.html">
               <font color="#FFFFCC">Site Map</font></a><font color="#FFFFCC">
</font></font>
               <font color="#FFFFCC" style="font-size: 9pt">&nbsp; </font>
               <a style="text-decoration: none" title="Send Us An E-Mail" href="mailto:info@hastingsinsurance.com">
               <font color="#FFFFCC" style="font-size: 9pt">E-Mail Us</font></a></font></b></p>
<center><table border="0" cellpadding="0" cellspacing="3"><tr><td align="center">

<font face="helvetica,verdana, arial" size="1"><!-- from 82.110.105.5 --></font>

</td></tr></table></center>
</TD>
             <TD HEIGHT=100% WIDTH=24 BACKGROUND="widgets/gen_12.1.gif"></TD>
          </TR>
          <TR>
             <TD WIDTH=18 HEIGHT=22 VALIGN="bottom">
             <IMG SRC="widgets/gen_14.1.gif" ALT="" width="18" height="22"></TD>
             <TD BACKGROUND="widgets/gen_16.1.gif">&nbsp;</TD>
             <TD WIDTH=24 HEIGHT=22><IMG SRC="widgets/gen_15.1.gif" ALT="" width="24" height="22"></TD>
         </TR>
       </TABLE>      
    </TD>
  </TR> 
</TABLE> 
<!-- end html -->
                
<!-- EOF: ./personal-templates/simple/business/layout/l47.layout -->

    
<!-- BOF: ./personal-templates/simple/themes.show.body -->


<!-- EOF: ./personal-templates/simple/themes.show.body -->

</body>
<!-- BOF: ./personal-templates/simple/themes.show.end -->


<!-- EOF: ./personal-templates/simple/themes.show.end -->


</html>


<!-- EOF: ./personal-templates/show.body -->